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Commercial Bank Competition, Riegle-Neal, and Dodd-Frank

18 Pages Posted: 17 May 2017 Last revised: 5 Aug 2017

Slade Mendenhall

George Mason University, Department of Economics, Students

Date Written: May 14, 2017

Abstract

An existing literature examines the degree to which modern commercial banking constitutes a competitive industry and the effects of various policies on the degree of competition in that market. This paper applies time series analysis to examine competitiveness over the period since the passage of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994, with particular attention to whether there are any observable changes in the state of competition since the passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.

Keywords: Banking, Regulation, Industrial Organization, Monopoly

JEL Classification: G18, G21, G28, L11, L12

Suggested Citation

Mendenhall, Slade, Commercial Bank Competition, Riegle-Neal, and Dodd-Frank (May 14, 2017). Available at SSRN: https://ssrn.com/abstract=2967998

Slade Mendenhall (Contact Author)

George Mason University, Department of Economics, Students ( email )

Fairfax, VA
United States

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