The Swiss Occupational Pension System: A Governance View

16 Pages Posted: 17 May 2017 Last revised: 21 Oct 2018

Date Written: October 19, 2018


This paper describes the current Swiss occupational pension system with a focus on its governance aspects by emphasizing on the minimum guarantees established by the law, the governance-related requirements, and the most recent supervision framework. It documents in details how the various and different Swiss pension funds are organised and identifies six key structure characteristics to classify them. The major distinction with other country’s pension systems is that pure defined-contributions plans do not exist in Switzerland. Finally, this paper highlights some of the regulatory measures implemented recently to strengthen the trust of Swiss people in the present pension system.

Keywords: Pension systems, Pension funds, Switzerland, Governance, Supervision, Organisation, Law

JEL Classification: G23, G28

Suggested Citation

Bregnard, Nadège, The Swiss Occupational Pension System: A Governance View (October 19, 2018). Available at SSRN: or

Nadège Bregnard (Contact Author)

University of Neuchatel ( email )


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