The Failures of State Insurance Regulation

7 Pages Posted: 27 May 2017  

Daniel Schwarcz

University of Minnesota Law School

Date Written: May 24, 2017

Abstract

This is the text of the ALI Early Career Scholars Medal address delivered at the American Law Institute's 94th annual meeting in Washington D.C., on May 24, 2017. The central argument of the speech is that many of the assumptions on which state insurance regulation is premised are outdated or simply wrong. As a result, much of the current system of insurance regulation in the United States is obsolete, ineffective, and inefficient.

Keywords: Insurance, State Regulation, Rate Regulation, Solvency Regulation, Transparency

Suggested Citation

Schwarcz, Daniel, The Failures of State Insurance Regulation (May 24, 2017). Available at SSRN: https://ssrn.com/abstract=2974099 or http://dx.doi.org/10.2139/ssrn.2974099

Daniel B. Schwarcz (Contact Author)

University of Minnesota Law School ( email )

229 19th Avenue South
Minneapolis, MN 55455
United States

HOME PAGE: http://www.law.umn.edu/profiles/daniel-schwarcz

Register to save articles to
your library

Register

Paper statistics

Downloads
111
rank
227,283
Abstract Views
437
PlumX