Consumer Credit in America: Past, Present, and Future (Introduction)

Abstract

In September 2016, in conjunction with Law & Contemporary Problems at Duke University School of Law, we organized a symposium on Consumer Credit in America. We sought to assess the state of consumer credit in America — to review and examine its recent history, to consider arguments for and against regulation, and to discuss the potential for future innovation. This is the introduction to the volume of articles coming out of that symposium.

Keywords: consumer credit, payday loans, CFPB, debt criminalization, reverse mortgages, advertising, credit reports, consumer litigation funding