Internet Appendix to 'Numeracy and the Quality of On-the-Job Decisions: Evidence from Loan Officers'

11 Pages Posted: 11 Jul 2017 Last revised: 14 Jul 2017

See all articles by Martin Brown

Martin Brown

University of St. Gallen

Karolin Kirschenmann

Centre for European Economic Research (ZEW)

Thomas Spycher

University of St. Gallen - School of Finance

Date Written: July 4, 2017

Abstract

This supplemental appendix extends the main paper by presenting an additional analysis of a math training implemented by the bank. We do not find evidence for a significant influence of the math training on loan officers’ rejection decisions and accuracy. These findings suggest that the difference in accuracy is rather related to cognitive ability than easily teachable math skills.

The paper "Numeracy and the Quality of On-the-Job Decisions: Evidence from Loan Officers" to which these Appendices apply is available at the following URL: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2999687.

Keywords: Behavioral Banking, Numeracy, Loan Officers, Screening

JEL Classification: G21, J24

Suggested Citation

Brown, Martin and Kirschenmann, Karolin and Spycher, Thomas, Internet Appendix to 'Numeracy and the Quality of On-the-Job Decisions: Evidence from Loan Officers' (July 4, 2017). Available at SSRN: https://ssrn.com/abstract=2997114 or http://dx.doi.org/10.2139/ssrn.2997114

Martin Brown (Contact Author)

University of St. Gallen ( email )

Unterer Graben 21
St. Gallen, CH-9000
Switzerland

Karolin Kirschenmann

Centre for European Economic Research (ZEW) ( email )

Germany
+496211235351 (Phone)

Thomas Spycher

University of St. Gallen - School of Finance ( email )

Unterer Graben 21
St.Gallen, CH-9000
Switzerland

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