Cyber Crime Liability and Insurance

The State Bar of Michigan- The Mentor- Winter 2017

2 Pages Posted: 15 Sep 2017

Multiple version iconThere are 2 versions of this paper

Date Written: March 13, 2017


The purpose of this article is to highlight a new body of insurance coverage law. The internet is a part of our daily lives. Advancement in computer technology creates new kinds of insurance risks. Enter cybercrimes that create new and different insurance policy forms.

Most commercial general liability (CGL) policies specifically exclude data. Cybercrime policies are specifically tailored policy provisions and claims involve intentional bad acts. Computer-specific policies often limit coverage to the bad acts of persons who are not authorized and exclude acts by employees.

Law firms are prime targets for cybercrimes. It is your data that cyber criminals and hackers want. A lawyer must act competently to safeguard information relating to the representation of a client against inadvertent or unauthorized disclosure. Law firms should use encryption to protect confidential information.

Keywords: CyberCrimes, Cyber Insurance, Hackers, Insurance Coverage

Suggested Citation

Johnson, James A., Cyber Crime Liability and Insurance (March 13, 2017). The State Bar of Michigan- The Mentor- Winter 2017, Available at SSRN:

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