Seberapa Efektif Pinjaman Bagi Petani Tebu Indonesia? (How Effective Is the Loan for Indonesian Sugarcane Farmers?)

11 Pages Posted: 26 Dec 2017 Last revised: 5 Mar 2020

See all articles by Wahyunindyawati Wahyunindyawati

Wahyunindyawati Wahyunindyawati

Balai Pengkajian Teknologi Pertanian (BPTP)

Dyana Sari

University of Tribhuwana Tunggadewi

Date Written: December 19, 2017

Abstract

Indonesian Abstract: Pemberian pinjaman kepada petani menjadi salah satu faktor yang mendorong kemajuan sektor pertanian. Di India, pinjaman diberikan kepada para petani dan semua pegiat sektor pertanian tanpa pandang bulu. Adapun di Indonesia, pemberian pinjaman kepada petani belum dilaksanakan sepenuhnya dan hanya petani dari komoditi tertentu saja yang memperoleh pinjaman perbankan, contohnya petani padi. Oleh karenanya, perlu diketahui apakah pemberian pinjaman kepada petani tebu di Indonesia cukup efektif.
Penelitian dilakukan melalui analisa penelitian simultan terhadap komoditi tebu dan gula, untuk kemudian dilakukan simulasi melalui pinjaman kepada petani tebu dengan bunga sebesar 6 persen per tahun. Hasil dari simulasi pemberian pinjaman, adalah luas areal tanam naik sebesar 2, 83 %; produktivitas tebu naik sebesar 6, 43 %, rendemen turun sebesar 0,03 %, produksi tebu naik 9 %, produksi gula naik 9 %, permintaan gula naik 0,06 persen, impor gula turun 4,24 %, supply gula naik 9 % dan harga gula turun 0,26 %.
Secara keseluruhan, pinjaman kepada petani tebu dinilai kurang efektif, namun demikian hal ini bukan berarti kurang efektif pula jika diberikan kepada petani dengan komoditi yang bukan tebu.
Kata kunci : pinjaman, petani, tebu, Indonesia

English Abstract: Lending to farmers is one of the factors driving the advancement of the agricultural sector. In India, loans are given to farmers and all agricultural sector activists indiscriminately. As in Indonesia, lending to farmers has not been fully implemented and only farmers from certain commodities have obtained bank loans, for example, rice farmers. Therefore, it is important to know whether lending to sugarcane farmers in Indonesia is quite effective.

The study was conducted through simultaneous analysis of sugarcane and sugar commodities and then simulated through loans to sugarcane farmers with interest of 6 percent per year. The result of the simulation of lending, is the area of ​​planting increased by 2, 83%; productivity of sugar cane increased by 6, 43%, yield decreased by 0.03%, sugarcane production rose 9%, sugar production rose 9%, sugar demand rose 0.06%, sugar import decreased 4.24%, supply of sugar rose 9% and sugar prices down 0.26%.
Overall, loans to sugarcane farmers are considered less effective, but this does not mean less effective if given to farmers with non-sugarcane commodities.

Note: Downloadable document is available in Indonesian.

Keywords: loan, farmer, sugarcane, Indonesia

JEL Classification: G, O, Q

Suggested Citation

Wahyunindyawati, Wahyunindyawati and Sari, Dyana, Seberapa Efektif Pinjaman Bagi Petani Tebu Indonesia? (How Effective Is the Loan for Indonesian Sugarcane Farmers?) (December 19, 2017). Available at SSRN: https://ssrn.com/abstract=3090802 or http://dx.doi.org/10.2139/ssrn.3090802

Wahyunindyawati Wahyunindyawati

Balai Pengkajian Teknologi Pertanian (BPTP) ( email )

JL. Raya Karangploso
KM. 4
Malang, East Java 65152
Indonesia

Dyana Sari (Contact Author)

University of Tribhuwana Tunggadewi ( email )

Jalan Telaga Warna Blok C, Tlogomas
Malang, East Java 61655
Indonesia
+6281327296424 (Phone)

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