When They Work with Women, Do Men Get All the Credit?

43 Pages Posted: 18 Jan 2018 Last revised: 31 Jul 2018

See all articles by Shusen Qi

Shusen Qi

Xiamen University - School of Management

Steven Ongena

University of Zurich - Department of Banking and Finance; Swiss Finance Institute; KU Leuven; Centre for Economic Policy Research (CEPR)

Hua Cheng

Nankai University - School of Finance; University of Texas at Austin

Date Written: July 30, 2018

Abstract

We study discrimination against female entrepreneurs. We analyze bank lending to 6,422 firms in 22 transition countries, both at the extensive and intensive margin. We find that gender discrimination occurs only if a firm is both managed and owned by females, especially in localities where gender bias is acute or more domestic banks are present. In contrast if either the top manager or owner is male, we find no evidence of discrimination. Importantly, these results are not driven by females having inferior skills to males.

Keywords: Access to credit, gender, discrimination, entrepreneurship

JEL Classification: G21, J16, L26

Suggested Citation

Qi, Shusen and Ongena, Steven R. G. and Cheng, Hua, When They Work with Women, Do Men Get All the Credit? (July 30, 2018). Swiss Finance Institute Research Paper No. 18-01. Available at SSRN: https://ssrn.com/abstract=3103683 or http://dx.doi.org/10.2139/ssrn.3103683

Shusen Qi

Xiamen University - School of Management ( email )

No.422 Siming South Road
Xiamen, Fujian 361005
China

Steven R. G. Ongena (Contact Author)

University of Zurich - Department of Banking and Finance ( email )

Schönberggasse 1
Zürich, 8001
Switzerland

Swiss Finance Institute

c/o University of Geneva
40, Bd du Pont-d'Arve
CH-1211 Geneva 4
Switzerland

KU Leuven ( email )

Oude Markt 13
Leuven, Vlaams-Brabant 3000
Belgium

Centre for Economic Policy Research (CEPR)

London
United Kingdom

Hua Cheng

Nankai University - School of Finance ( email )

38 Tongyan Road, Jinnan District
Tianjin, Tianjin 300350
China

University of Texas at Austin ( email )

2317 Speedway
Austin, TX 78712
United States

Register to save articles to
your library

Register

Paper statistics

Downloads
162
Abstract Views
829
rank
187,553
PlumX Metrics