The Household Finance Landscape in Emerging Economies

41 Pages Posted: 19 Nov 2018

See all articles by Cristian Badarinza

Cristian Badarinza

National University of Singapore (NUS)

T. Ramadorai

Imperial College London; Centre for Economic Policy Research (CEPR)

Vimal Balasubramaniam

University of Warwick

Multiple version iconThere are 2 versions of this paper

Date Written: November 2018

Abstract

We survey the household finance landscape in emerging economies. We first present statistics on household balance sheets from official micro-surveys in countries comprising 45% of the global population: China, India, Bangladesh, Philippines, Thailand, and South Africa. We contrast these patterns with those in data from advanced economies. We then survey the nascent literature on household finance in emerging economies and discuss areas of overlap with the more well-established literature on household finance in advanced economies, as well as the large body of literature on development finance. We highlight useful directions for future research.

Keywords: credit, Development, emerging economies, household finance, Insurance, real estate

JEL Classification: D1, G00

Suggested Citation

Badarinza, Cristian and Ramadorai, Tarun and Balasubramaniam, Vimal, The Household Finance Landscape in Emerging Economies (November 2018). CEPR Discussion Paper No. DP13318. Available at SSRN: https://ssrn.com/abstract=3287065

Cristian Badarinza (Contact Author)

National University of Singapore (NUS) ( email )

Bukit Timah Road 469 G
Singapore, 117591
Singapore

Tarun Ramadorai

Imperial College London ( email )

South Kensington Campus
Exhibition Road
London, Greater London SW7 2AZ
United Kingdom

HOME PAGE: http://www.tarunramadorai.com

Centre for Economic Policy Research (CEPR) ( email )

London
United Kingdom

Vimal Balasubramaniam

University of Warwick ( email )

Gibbet Hill Rd.
Coventry, West Midlands CV4 8UW
United Kingdom

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