Social Justice in EU Financial Consumer Law

Tilburg Law Review, vol. 24 2019

21 Pages Posted: 11 Mar 2019 Last revised: 13 Mar 2019

See all articles by Andrea Fejős

Andrea Fejős

School of Law, University of Essex

Date Written: December 18, 2018


This paper considers how social justice influences EU financial consumer law. It provides a new way of looking at social justice in consumer law by showing that equality of status based social justice has increasingly come to the fore in modern EU financial consumer law. This emergent and complex set of private and regulatory rules on credit, insurance, investment and payment products has responded to the consequences of inequality between financial firms and consumers by engaging in product and rights regulation that balances the parties’ rights and duties and protects consumers from the consequences of status-based inequality. Looking forward the paper recommends that this social justice approach must be made transparent and become an express part of EU law and policy, both in order to raise consumer trust in the internal market and to more clearly set the future law and policy agenda.

Keywords: Financial Consumer Law, EU Financial Services, EU Consumer Law and Policy, EU Social Market Economy, Social Justice, Equality of Status

JEL Classification: K12, K22, G18, G20

Suggested Citation

Fejős, Andrea, Social Justice in EU Financial Consumer Law (December 18, 2018). Tilburg Law Review, vol. 24 2019, Available at SSRN: or

Andrea Fejős (Contact Author)

School of Law, University of Essex ( email )

Wivenhoe Park
Colchester, Essex CO4 3SQ
United Kingdom

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