Effect of Existence Trust, Usefulness, Security, Usability, and Benefits of Interests Use of E-Money in Public

18 Pages Posted: 15 Jan 2019 Last revised: 16 Jan 2019

See all articles by Rahayu Nur Amini

Rahayu Nur Amini

State University of Jakarta; Fakultas Ekonomi, Universitas Negeri Jakarta

Jeniar Ramadhanty

State University of Jakarta, Faculty of Economics, Students

Osly Usman

State University of Jakarta - Faculty of Economics

Date Written: January 4, 2019

Abstract

This study was conducted to investigate the effect of 1. Confidence in the use of e-money interests in society, 2. Ease to use e-money interests in society, 3. Security to use e-money interests in society, 4. Purpose of the interest in using e -money in society, 5. benefits to using e-money interests in society, 6. confidence, simplicity, security, usability, and benefits associated with using e-money interests in society. The objective of this study is to acquire knowledge and test theories about trust, convenience, security, usability, and usefulness of the interest. This research was conducted in Indonesia precisely in Jakarta, Bogor, Depok, Tangerang, and Bekasi with total sample. Data processing is performed using SEM techniques and applications smartPLS 3.0. This research resulted that influence their beliefs greatest influence on interest in using e-money. While the influence of the benefit of providing the least impact to the interest in using e-money. Because of the variable benefits showed a negative influence for the interest in using e-money. Therefore, it can be said that a person who has a sense of confidence in e-money certainly has an interest in using e-money. Meanwhile, people who feel the benefits of e-money does not necessarily have an interest in using e-money. While the influence of the benefit of providing the least impact to the interest in using e-money. Because of the variable benefits showed a negative influence for the interest in using e-money. Therefore, it can be said that a person who has a sense of confidence in e-money certainly has an interest in using e-money. Meanwhile, people who feel the benefits of e-money does not necessarily have an interest in using e-money. While the influence of the benefit of providing the least impact to the interest in using e-money. Because of the variable benefits showed a negative influence for the interest in using e-money. Therefore, it can be said that a person who has a sense of confidence in e-money certainly has an interest in using e-money. Meanwhile, people who feel the benefits of e-money does not necessarily have an interest in using e-money.

Keywords: Trust, Convenience, Security, Usability, Benefits, Interests, E-Money, Financial Technology

Suggested Citation

Nur Amini, Rahayu and Ramadhanty, Jeniar and Usman, Osly, Effect of Existence Trust, Usefulness, Security, Usability, and Benefits of Interests Use of E-Money in Public (January 4, 2019). Available at SSRN: https://ssrn.com/abstract=3310234 or http://dx.doi.org/10.2139/ssrn.3310234

Rahayu Nur Amini (Contact Author)

State University of Jakarta ( email )

Jalan Rawamangun Muka no 1
Jakarta Timur, jakarta 13220
Indonesia

Fakultas Ekonomi, Universitas Negeri Jakarta ( email )

Jln. Rawamangun Muka, Jakarta Timur
Jakarta, IN DKI Jakarta 13220
Indonesia

Jeniar Ramadhanty

State University of Jakarta, Faculty of Economics, Students ( email )

Jakarta Timur, Jakarta
Indonesia

Osly Usman

State University of Jakarta - Faculty of Economics ( email )

Jakarta
Indonesia

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