What Caused the Post-crisis Decline in Bank Lending?
Hogan, Thomas L. 2019. What Caused the Post-crisis Decline in Bank Lending? Issue brief no. 01.10.19. Rice University’s Baker Institute for Public Policy, Houston, Texas.
7 Pages Posted: 29 Jan 2019
Date Written: January 10, 2019
This issue brief discusses the potential causes of the post-crisis decline in bank lending. First, it compares bank lending to several measures of economic activity. Second, it discusses two other factors that affect lending: regulation and changes in the Fed’s monetary policy. The evidence shows that the reductions in bank lending are more closely associated with changes in regulation and monetary policy than with changes in economic activity.
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