Theoretical Perspective of Dynamic Credit Risk Analysis and Lending Model; Effective to Enterprises of Fragile Economy

Applied Monetary Economics BOOK. ISSBN:978-1-63648-597-3. Chapter 5; p.91-113

22 Pages Posted: 13 Feb 2019 Last revised: 1 Aug 2022

Date Written: February 28, 2020

Abstract

There is empirical evidence and objective argument, which justifies the core functioning of money in economic growth, and its correlation to the development of a nation, which equally establishes the reason for the relevant role of Banks in every economy. The underpinning of this study is to bring to bear the causal influence that promotes fragility of the financial system in undeveloped and developing economies, which hampers the smooth operative performances of enterprises in such economies, thereby, granting the author the reason to propose a theoretical perspective of dynamic credit-lending-risk analysis, as an upgrade model over the existing static credit-lending-risk analytical approach, found to be creating challenges to the productive efficiency of enterprises, within the same economies. Hence, destabilises the market power of such an economy, and deny the quality of its welfare State programme, while heightening its unemployment tension.

Keywords: Economics, Banking, Enterprises, Credit Lending, Credit Risk Analysis, Employment

JEL Classification: E2, E21, G2, G21, G23, G24

Suggested Citation

Tweneboah Senzu, Emmanuel, Theoretical Perspective of Dynamic Credit Risk Analysis and Lending Model; Effective to Enterprises of Fragile Economy (February 28, 2020). Applied Monetary Economics BOOK. ISSBN:978-1-63648-597-3. Chapter 5; p.91-113, Available at SSRN: https://ssrn.com/abstract=3324909 or http://dx.doi.org/10.2139/ssrn.3324909

Emmanuel Tweneboah Senzu (Contact Author)

Njala University ( email )

Bo, Campus, Towama.
19 Henry Street.
Freetown, FL Southern 000232
Sierra Leone
078364268 (Phone)
000232 (Fax)

HOME PAGE: http://https://www.njala.edu.sl

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