Financial Inclusion, Stability, Integrity and Protection (I-SIP)

16 Pages Posted: 7 Mar 2019 Last revised: 23 Dec 2019

Date Written: February 16, 2019


Financial inclusion allows the unbanked segments of society to join the formal financial system, which ultimately helps to alleviate poverty, promote job security and improve social empowerment. Recently, financial inclusion is demonstrated in terms of each of financial stability, financial integrity and customer protection. Therefore, numerous countries have formally endorsed financial inclusion (I) as a domestic policy objective alongside stability, integrity, and protection objectives (collectively, “I‐ SIP”).

This paper attempts to demonstrate the 4 dimensions of I-SIP in terms of both of its conceptual framework, measurement indicators and related literature. Moreover, it tries to present and discuss the linkages between financial inclusion and the other 3 dimensions.

Keywords: financial inclusion, financial stability, financial integrity, consumer protection

Suggested Citation

Alber, Nader, Financial Inclusion, Stability, Integrity and Protection (I-SIP) (February 16, 2019). Available at SSRN: or

Nader Alber (Contact Author)

Ain Shams University ( email )


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