Regulating the Regulator: Improving Consumer Protection Under a Twin Peaks Regulatory Framework

36 Pages Posted: 22 Apr 2019

See all articles by Andrew Schmulow

Andrew Schmulow

University of Wollongong, School of Law; Clarity Prudential Regulatory Consulting Pty Ltd; Oliver Schreiner School of Law; Centre for International Trade

Date Written: September 24, 2018

Abstract

This article analyses a proposed framework, the goal of which is to improve protection of consumers of financial products and services, within the Australian Twin Peaks regulatory model.

Keywords: Twin Peaks, regulating the regulator, capture, good conduct, financial system, financial system architecture, Board of Oversight, Sentinel, Financial Regulator Assessment Board, Banking Royal Commission

Suggested Citation

Schmulow, Andrew, Regulating the Regulator: Improving Consumer Protection Under a Twin Peaks Regulatory Framework (September 24, 2018). Available at SSRN: https://ssrn.com/abstract=3357587 or http://dx.doi.org/10.2139/ssrn.3357587

Andrew Schmulow (Contact Author)

University of Wollongong, School of Law ( email )

Northfields Avenue
Wollongong, New South Wales 2522
Australia

Clarity Prudential Regulatory Consulting Pty Ltd ( email )

Level 5, 306 Little Collins Street
Melbourne
Victoria, Victoria 3000
Australia

HOME PAGE: http://www.clarityprc.com.au

Oliver Schreiner School of Law ( email )

PBag X3, WITS
2050 Johannesburg
South Africa

Centre for International Trade ( email )

206 International Hall
Seoul 110-745, 110-745
Korea, Republic of (South Korea)

Do you have a job opening that you would like to promote on SSRN?

Paper statistics

Downloads
40
Abstract Views
474
PlumX Metrics