Web Security Using User Authentication Methodologies: CAPTCHA, OTP and User Behaviour Authentication

Abstract

When we refer to the Banking Systems then the security is at a higher stake since the time internet crossed roads with the banks. The data security is very critical to be managed since the last few years due to various hacking techniques. When we are so much dependent on web then it creates a dread of loss to our data. The statistics also reveal that 15 million people across United States become a victim to Identity Theft, online. There is a collective loss of $50 billion. 100 million Americans faced problems due to these online data thefts or Identity Thefts. The paper discusses the methodologies for CAPTCHA, OTP and UBA for user authentication and we also discuss about the web security through these methods.

Keywords: Web Security, CAPTCHA, OTP or One-Time Password, User Behavior Authentication (UBA), anomaly detection, phishing