Mobile Coverage and its Impact on Digital Financial Services

95 Pages Posted: 10 May 2019

See all articles by Leon Perlman

Leon Perlman

Columbia Business School

Michael Wechsler

Columbia Business School - Institute for Tele Information

Date Written: April 12, 2019

Abstract

Digital Financial Services (DFS) is a relatively recent mobile-centric financial inclusion innovation in developing. Using ubiquitous mobile phones as the means of service access (primarily through 2G narrowband services, with broadband 3G and 4G potentially available).

DFS provides the unbanked and underserved - many of whom live in rural areas - with access to basic financial services provided by banks and nonbanks such as mobile network operators and third party DFS providers (DFSPs).

This paper takes an extensive look at how mobile coverage impacts provision of DFS in developing countries.

Suggested Citation

Perlman, Leon and Wechsler, Michael, Mobile Coverage and its Impact on Digital Financial Services (April 12, 2019). Available at SSRN: https://ssrn.com/abstract=3370669 or http://dx.doi.org/10.2139/ssrn.3370669

Leon Perlman (Contact Author)

Columbia Business School ( email )

New York, NY
United States

Michael Wechsler

Columbia Business School - Institute for Tele Information ( email )

3022 Broadway
New York, NY 10027
United States

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