The Optimum Age of Retirement Index (OAR-Index): The Case of Malaysia

14 Pages Posted: 8 Jul 2019

See all articles by Mario Arturo Ruiz Estrada

Mario Arturo Ruiz Estrada

Akademia Ekonomiczno-Humanistyczna w Warszawie; Econographication Laboratory

Rashid Ating

Institute of Advanced Studies (IAS)

Multiple version iconThere are 2 versions of this paper

Date Written: July 3, 2019


This paper shows a serial of crucial factors to be considered for any retirement plan anywhere and anytime. In our case, we evaluate the specific case of Malaysia. The same research evaluates nine crucial factors can affect directly or indirectly on the retirement plan of any Malaysian among the three largest races of Malaysia such as Malay, Indians, and Chinese. The main objective of this research is to propose a new approach to evaluate the optimum age retirement for Malaysians in general. Hence, this new index is entitled “The Optimum Age Retirement Index (OAR-Index).” The OAR-Index offers the possibility to evaluate the optimum age of retirement for Malaysians according to nine crucial factors expose in this research. Finally, the same document is given a serial of recommendations and policies to increase the age of retirement in Malaysia respectively.

Keywords: Retirement, Malaysia, Health care, EPF

JEL Classification: I1 and I3

Suggested Citation

Ruiz Estrada, Mario Arturo and Ating, Rashid, The Optimum Age of Retirement Index (OAR-Index): The Case of Malaysia (July 3, 2019). Available at SSRN: or

Mario Arturo Ruiz Estrada (Contact Author)

Akademia Ekonomiczno-Humanistyczna w Warszawie ( email )

Okopowa 59, 01-043 Warsaw, Poland
Warsaw, 00-007
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Econographication Laboratory ( email )

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Kuala Lumpur
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Rashid Ating

Institute of Advanced Studies (IAS) ( email )

Jln Profesor Diraja Ungku Aziz
Wilayah Persekutuan Kuala Lumpur
Kuala Lumpur, 50603

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