Analysis of Murabaha Financing from Influence of Asset, Deposit Fund, and Profitability

Journal of Economics and Business, Vol.2 No.3 (2019)

10 Pages Posted: 30 Jul 2019

See all articles by Nurhasanah

Nurhasanah

Fakultas Ekonomi dan Bisnis, Universitas Mercu Buana

Shinta Melzatia

Fakultas Ekonomi & Bisnis Universitas Mercu Buana

Multiple version iconThere are 2 versions of this paper

Date Written: July 26, 2019

Abstract

This study aims to determine the effect of financing to deposit ratio (FDR), DPK, return on assets (ROA), non performing financing (NPF), capital adequacy ratio (CAR), and operational efficiency ratio (BOPO) on murabaha financing (MF). The population in this study is an Islamic commercial bank during the period 2012-2017, from all populations, there are 11 Islamic commercial banks which have criteria to be used as research samples. Data used in this research are annual financial statements published on the official website of Islamic commercial bank. The analysis technique used in this research is multiple linear regression analysis. The results of this study indicate that the FDR has no significant effect on murabaha financing; DPK (DPK) has a significant positive effect on MF; ROA has no significant effect on MF; NPF has a significant positive effect on MF; CAR has no significant effect on MF; and BOPO has no significant effect on MF.

Keywords: FDR, DPK, ROA, NPF, CAR, Operational Efficiency Ratio, Murabaha Financing

Suggested Citation

nurhasanah, nurhasanah and Melzatia, Shinta, Analysis of Murabaha Financing from Influence of Asset, Deposit Fund, and Profitability (July 26, 2019). Journal of Economics and Business, Vol.2 No.3 (2019). Available at SSRN: https://ssrn.com/abstract=3426993

Nurhasanah Nurhasanah (Contact Author)

Fakultas Ekonomi dan Bisnis, Universitas Mercu Buana ( email )

Jl Meruya Selatan
Kembangan
Jakarta Barat, ID DKI Jakarta 11650
Indonesia
5840816 (Phone)
5840813 (Fax)

Shinta Melzatia

Fakultas Ekonomi & Bisnis Universitas Mercu Buana ( email )

Jl Meruya Selatan
Kembangan
Jakarta Barat, RI DKI Jakarta 11650
Indonesia

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