The PEPP Regulation (PEPPR): Pepper for the Capital Markets Union?

Zeitschrift für Versicherungsrecht

Posted: 16 Oct 2019

See all articles by Hans van Meerten

Hans van Meerten

Utrecht University - Utrecht Centre for Shared Regulation and Enforcement in Europe – RENFORCE

An Wouters

Utrecht University

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Date Written: October 2, 2019

Abstract

On June 20 th, 2019, Regulation (EU) 2019/1238 of the European Parliament and of the Council on the subject of a pan-European Personal Pension Product was adopted (hereinafter referred to as “PEPPR”). The object of the PEPPR is to lay down uniform rules on the registration, manufacturing, distribution, and supervision of personal pension products distributed in the European Union under the header of PEPP.

This article will concentrate on how the PEPPR presents an added value for both PEPP savers and providers. Therefore, we explore the following: the legislative history and the reasons of the PEPPR, the definition of a PEPP, and its savers and providers. Furthermore, attention will be drawn to the investment options and the matter of consumer protection as well as the so-called “fee cap of 1 %."

Keywords: PEPP, Pensions

Suggested Citation

Meerten, Hans Van and Wouters, An, The PEPP Regulation (PEPPR): Pepper for the Capital Markets Union? (October 2, 2019). Zeitschrift für Versicherungsrecht , Available at SSRN: https://ssrn.com/abstract=3463449

Hans Van Meerten (Contact Author)

Utrecht University - Utrecht Centre for Shared Regulation and Enforcement in Europe – RENFORCE ( email )

Achter Sint Pieter 200
Utrecht, 3512 HT
Netherlands

An Wouters

Utrecht University ( email )

Newtonlaan 201
Utrecht, 3584BH
Netherlands

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