The PEPP Regulation (PEPPR): Pepper for the Capital Markets Union?
Zeitschrift für Versicherungsrecht
Posted: 16 Oct 2019
There are 2 versions of this paper
The PEPP Regulation (PEPPR): Pepper for the Capital Markets Union?
Date Written: October 2, 2019
Abstract
On June 20 th, 2019, Regulation (EU) 2019/1238 of the European Parliament and of the Council on the subject of a pan-European Personal Pension Product was adopted (hereinafter referred to as “PEPPR”). The object of the PEPPR is to lay down uniform rules on the registration, manufacturing, distribution, and supervision of personal pension products distributed in the European Union under the header of PEPP.
This article will concentrate on how the PEPPR presents an added value for both PEPP savers and providers. Therefore, we explore the following: the legislative history and the reasons of the PEPPR, the definition of a PEPP, and its savers and providers. Furthermore, attention will be drawn to the investment options and the matter of consumer protection as well as the so-called “fee cap of 1 %."
Keywords: PEPP, Pensions
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