A Study on Loan and Advances of Agrani Bank Limited

Financial Engineering eJournal, Vol 12 Issue 25, 2019

39 Pages Posted: 8 Oct 2019 Last revised: 27 Nov 2019

Date Written: October 5, 2019


Loans and Advance section of a bank is very important because the success of this department helps to increase its business. If this section does not properly work, the bank itself may become bankrupt. Bank makes loans and advances mostly to traders, businessmen, and industrialists. Although the nature of credit may differ in terms of security requirement, disbursement provision terms and conditions etc. To ensure secured banking Agrani Bank Limited works closely with its clients, the regulatory authorities, the shareholders, other banks and financial institutions. This bank recently achieved lots of milestones rather than other banks. The credit administration of this bank works very efficiently where loan documentation is performed by the experienced bankers. Presently the management is focusing on reducing Non-performing loans (NPLs) which is a big step of loan recovery. Apart from these, Agrani Bank Limited provides other services and some kinds of value added services for the welfare of the people. However, Loan and Advances is the most important asset as well as the primary sources of earning of a bank which help to improve financial health of a bank.

Keywords: Loans, Advance, CIB Enquiry, Credit Disbursement, Charge Documents, Mortgage, Non-performing loans (NPLs), Recovery

JEL Classification: G1, G2, G15, G2, G20, G21, M21, O16

Suggested Citation

Rahman, Md. Ashabur, A Study on Loan and Advances of Agrani Bank Limited (October 5, 2019). Financial Engineering eJournal, Vol 12 Issue 25, 2019. Available at SSRN: https://ssrn.com/abstract=3464783 or http://dx.doi.org/10.2139/ssrn.3464783

Md. Ashabur Rahman (Contact Author)

Supreme Court of Bangladesh ( email )

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