Efficient Capital Regulation of US Bank Holding Companies: An Integrative Literature Review

33 Pages Posted: 3 Jan 2020

See all articles by Sophia Velez

Sophia Velez

Walden University

Michael Neubert

ISM International School of Management

Daphne Halkias

ISM International School of Management

Date Written: December 23, 2019

Abstract

Background: Most Bank holding companies (BHCs) sustains significant losses and increased risk exposure which caused them to become insolvent. BHCs that become insolvent have a negative impact on the U.S. economy. There is a lack of effective practice towards capital regulation that causes BHC to incur significant losses.

Methodology: This integrative literature review focused on studying current research findings on efficient capital regulation practices in relation to governance, risk management, internal control, assurance and compliance in BHCs. A wide range of search terms was used to extract and select pertinent peer-reviewed literature from numerous search engines and databases, with emphasis on studies published within the past 5 years.

Findings: This integrative literature review provides in-depth knowledge of capital regulation, governance, risk management, internal control, assurance and compliance practices in BHCs. An effective practice towards capital regulation may help senior bank managers reduce risky behaviors and investments that causes significant bank losses.

Originality: This integrative literature review can be used by future researchers as foundational material to extend theoretical foundations and the results of related studies. It has helped to highlight Compliance and Ethics Group's standard' concepts and inform recommendation for future research that identifies effective practices towards capital regulation in BHCs.

Keywords: BHC, risky management behavior, capital regulation, losses

JEL Classification: G01

Suggested Citation

Velez, Sophia and Neubert, Michael and Halkias, Daphne, Efficient Capital Regulation of US Bank Holding Companies: An Integrative Literature Review (December 23, 2019). Available at SSRN: https://ssrn.com/abstract=3508806 or http://dx.doi.org/10.2139/ssrn.3508806

Sophia Velez (Contact Author)

Walden University ( email )

100 Washington Ave S #900
Minneapolis, MN 55401
United States

Michael Neubert

ISM International School of Management ( email )

17, boulevard Raspail
Paris, 75007
France

HOME PAGE: http://ism.edu

Daphne Halkias

ISM International School of Management ( email )

17, boulevard Raspail
Paris, 75007
France

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