Do Information Networks Benefit Households with Female Heads?

38 Pages Posted: 31 Mar 2020 Last revised: 2 Aug 2021

See all articles by Udichibarna Bose

Udichibarna Bose

University of Essex

Thankom Arun

University of Essex - Essex Business School

Shoba Arun

Manchester Metropolitan University

Date Written: November 1, 2020

Abstract

This paper fills a gap in the literature on gender bias in accessing financial assets and income generation activities by analyzing the influence of media and social networks on the financial returns of female-headed households. Empirical evidence suggests that media and social networks are effective tools for diminishing connectivity constraints, raising awareness, and influencing behaviors. Using the India Human Development Survey of female-headed households for the period 2011 to 2012, we find that media and social networks positively impact the financial returns of households. We also find that information networks have positive and significant impacts on the net income from financial investments in urban areas and net income from agricultural activities in rural areas. Following this, we further explore the mediating role of financial expertise among households and confirm its significance in understanding and using the information provided by media and social networks to make relevant financial decisions.

Keywords: Mass media, social networks, financial expertise, female-headed households

Suggested Citation

Bose, Udichibarna and Arun, Thankom and Arun, Shoba, Do Information Networks Benefit Households with Female Heads? (November 1, 2020). Economic Modelling, 2021, Available at SSRN: https://ssrn.com/abstract=3549205 or http://dx.doi.org/10.2139/ssrn.3549205

Udichibarna Bose (Contact Author)

University of Essex ( email )

Wivenhoe Park
Colchester, CO4 3SQ
United Kingdom
CO4 3SQ (Fax)

HOME PAGE: http://www.essex.ac.uk/people/boseu48907/udichibarna-bose

Thankom Arun

University of Essex - Essex Business School ( email )

Wivenhoe Park
Colchester, CO4 3SQ
United Kingdom

Shoba Arun

Manchester Metropolitan University ( email )

All Saints
Manchester, M15 6BH
United Kingdom

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