Analyzing Non-Performing Assets in Agricultural Loans: A Case Study of India

Revue des Sciences Politiques, No. 65, pp.42 -53 (2020)

12 Pages Posted: 1 May 2020

See all articles by Iqbal Thonse Hawaldar

Iqbal Thonse Hawaldar

Kingdom University - Department of Accounting and Finance

Cristi Marcel Spulbar

University of Craiova - Faculty of Economics and Business Administration

Lokesh Lokesh

affiliation not provided to SSRN

Felicia Ramona Birau

University of Craiova - Faculty of Social Science

Christian Rebegea

Independent

Date Written: April 22, 2020

Abstract

The main aim of this research paper is to examine non-performing assets in agricultural loans in India. The agricultural sector is a major pillar of the Indian economy, it represents the primary source of livelihood for about 58% of its population. Agricultural loans are very important in order to achieve technological development in agriculture and implicitly to reduce costs and use sustainable strategies. The data sample was collected from 80 lenders (bank managers) and 1167 borrowers of agriculture credit of Dakshina Kannada district in India. The empirical results are relevant and contribute to a better understanding of the impact of non-performing assets in agricultural loans on a sustainable economic growth in India.

Keywords: Agricultural Loans; Non-Performing Assets; Regional Rural Bank (RRBs); Economic Growth

Suggested Citation

Hawaldar, Iqbal Thonse and Spulbar, Cristi Marcel and Lokesh, Lokesh and Birau, Felicia Ramona and Rebegea, Christian, Analyzing Non-Performing Assets in Agricultural Loans: A Case Study of India (April 22, 2020). Revue des Sciences Politiques, No. 65, pp.42 -53 (2020), Available at SSRN: https://ssrn.com/abstract=3583303

Iqbal Thonse Hawaldar (Contact Author)

Kingdom University - Department of Accounting and Finance ( email )

Bahrain

Cristi Marcel Spulbar

University of Craiova - Faculty of Economics and Business Administration

Craiova
Romania

Lokesh Lokesh

affiliation not provided to SSRN

Felicia Ramona Birau

University of Craiova - Faculty of Social Science ( email )

Romania

Christian Rebegea

Independent

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