Annuities and Accessibility – How the Industry Can Empower Consumers to Make Rational Choices

Harrison, Byrne, and Blake 2006, Pensions Institute

45 Pages Posted: 18 Jun 2020

See all articles by Debbie Harrison

Debbie Harrison

affiliation not provided to SSRN

Alistair Byrne

University of Edinburgh - Business School

David P. Blake

City, University of London

Date Written: March 2006

Abstract

The purpose of ‘Annuities and Accessibility’ is very specific: to stimulate the debate in the defined contribution (DC) market with reference to the annuity purchase decision, which is and will remain the most common mechanism consumers use to convert a DC fund to an income stream in retirement. Our focus is mainly on mechanisms for distributing annuities to consumers and ensuring appropriate choices are made.

JEL Classification: G11

Suggested Citation

Harrison, Debbie and Byrne, Alistair and Blake, David P., Annuities and Accessibility – How the Industry Can Empower Consumers to Make Rational Choices (March 2006). Harrison, Byrne, and Blake 2006, Pensions Institute, Available at SSRN: https://ssrn.com/abstract=3610036

Debbie Harrison

affiliation not provided to SSRN

Alistair Byrne

University of Edinburgh - Business School ( email )

University of Edinburgh
29 Buccleuch Place
Edinburgh, EH8 9JS
United Kingdom

David P. Blake (Contact Author)

City, University of London ( email )

106 Bunhill Row
London, EC1Y 8TZX
Great Britain
+44 (0) 20-7040-8600 (Phone)
+44 (0) 20-7040-8881 (Fax)

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