Model Transaksi Keuangan Perdagangan Elektronik (E-Commerce Financial Transaction Model)

Abstract

Indonesian Abstract: Geliat kemajuan teknologi informasi (TI) telah mengantarkan era perdagangan ke masa-masa yang disebut dengan “Industry Revolution 4.0“ atau “Revolusi Industri 4.0”. Pada era ini, perdagangan dengan mode online yang melibatkan jaringan internet menjadi suatu keniscayaan bagi setiap organisasi termasuk pula perusahaan-perusahaan dagang. Dengan berbekal kolaborasi antara pengetahuan (knowledge) bisnis dan keterampilan (skill) pemrograman (coding) banyak perusahaan-perusahaan yang membuka layanan secara virtual di dunia maya. Seiring dengan menjamurnya model usaha virtual di dunia maya, maka mendorong semua pihak terkait (stakeholders) untuk juga memberlakukan sistem pembayaran secara elektronik. Transaksi pembayaran yang tadinya dilakukan secara konvensional bergeser ke sistem pembayaran secara digital. Sejumlah terminologi biasa digunakan seperti e-wallet, e-payment, bahkan financial technology, atau “Fintech“.

English Abstract: Stretching advances in information technology (IT) has ushered in the era of trade to a period called "Industry Revolution 4.0" or "Industrial Revolution 4.0". In this era, trading with an online mode involving the internet network becomes a necessity for every organization including trading companies. Armed with collaboration between business knowledge and programming skills (coding) many companies are opening virtual services in cyberspace. Along with the proliferation of virtual business models in cyberspace, it encourages all relevant parties (stakeholders) to also implement an electronic payment system. Payment transactions that had been conventionally shifted to payment systems digitally. A number of commonly used terminology such as e-wallet, e-payment, even financial technology, or "Fintech".

Note: Downloadable document is in Indonesian.

Keywords: E-Business, E-Commerce, Internet, FinTech, Selling