Identifying Information Increases in Public Credit Registries

24 Pages Posted: 8 Oct 2020

See all articles by Karthik Balakrishnan

Karthik Balakrishnan

Rice University - Jesse H. Jones Graduate School of Business

Aytekin Ertan

London Business School

Date Written: August 19, 2020

Abstract

Academics and policy research strives to understand the role of public credit registries (PCRs) and information sharing in the development of financial markets. To provide insights into this question, the empirical literature exploits reforms that establish or expand credit registries. Thus, it is crucial to identify the date and the nature of these reforms and events. This endeavor, however, is not straightforward, and prior work does not offer a transparent approach. This note outlines a tractable methodology that identifies PCR-related events based on relevant legislation and supervisory disclosures in Europe. We also verify the data in previously available datasets for a global sample.

Keywords: credit reform, public credit registries, information sharing, banking, regulation

JEL Classification: G21, G28

Suggested Citation

Balakrishnan, Karthik and Ertan, Aytekin, Identifying Information Increases in Public Credit Registries (August 19, 2020). Available at SSRN: https://ssrn.com/abstract=3677466 or http://dx.doi.org/10.2139/ssrn.3677466

Karthik Balakrishnan

Rice University - Jesse H. Jones Graduate School of Business ( email )

6100 South Main Street
P.O. Box 1892
Houston, TX 77005-1892
United States

Aytekin Ertan (Contact Author)

London Business School ( email )

Sussex Place
Regent's Park
London, NW1 4SA
United Kingdom
442070008131 (Phone)

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