Download This PaperWhat If the New Normal Included Using Payment Data to Support Under-Documented Firms?: A Central Bank Experience During COVID-19
4 Pages Posted: 17 Nov 2020
Date Written: October 20, 2020
Abstract
Obtaining credit by micro, small, and medium-sized enterprises (MSME) is typically hampered by a lack of supporting documents. Here, we report the use of payment oversight data to fill up this gap during COVID-19 countermeasures and suggest that central banks' supervisory information may help achieve competition or inclusiveness goals.
Keywords: MSME, credit constraint, central bank, payment oversight, Peac-Maquininhas
JEL Classification: G21, H81, E58
Suggested Citation: Suggested Citation
Reiss, Daniel Gersten and Pinho de Mello, João Manoel, What If the New Normal Included Using Payment Data to Support Under-Documented Firms?: A Central Bank Experience During COVID-19 (October 20, 2020). Available at SSRN: https://ssrn.com/abstract=3716415 or http://dx.doi.org/10.2139/ssrn.3716415
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