Screening and Loan Origination Time: Lending Standards, Loan Defaults and Bank Failures

43 Pages Posted: 2 Dec 2020 Last revised: 31 Mar 2021

See all articles by Mikel Bedayo

Mikel Bedayo

affiliation not provided to SSRN

Gabriel Jiménez

Banco de España

José-Luis Peydró

Imperial College London; Centre for Economic Policy Research (CEPR); Universitat Pompeu Fabra - Faculty of Economic and Business Sciences

Raquel Vegas Sánchez

Banco de España

Date Written: November 2020

Abstract

time involves more bank-level failures, even more than other lending conditions, consistent with lower screening.

JEL Classification: E44, E51, G01, G21, G28

Suggested Citation

Bedayo, Mikel and Jimenez, Gabriel and Peydro, Jose-Luis and Vegas Sánchez, Raquel, Screening and Loan Origination Time: Lending Standards, Loan Defaults and Bank Failures (November 2020). CEPR Discussion Paper No. DP15445, Available at SSRN: https://ssrn.com/abstract=3737578

Mikel Bedayo (Contact Author)

affiliation not provided to SSRN

Gabriel Jimenez

Banco de España ( email )

Alcala 50
Madrid 28014
Spain

Jose-Luis Peydro

Imperial College London ( email )

South Kensington Campus
Exhibition Road
London, Greater London SW7 2AZ
United Kingdom

Centre for Economic Policy Research (CEPR) ( email )

London
United Kingdom

Universitat Pompeu Fabra - Faculty of Economic and Business Sciences ( email )

Ramon Trias Fargas 25-27
Barcelona, Barcelona 08005
Spain
(+34) 93 542 1756 (Phone)
(+34) 93 542 1746 (Fax)

HOME PAGE: http://https://sites.google.com/site/joseluispeydroswebpage/

Raquel Vegas Sánchez

Banco de España ( email )

Calle Alcala, 48
Madrid, 28014
Spain

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