Regulating the Use of Genetic Information in the Life Insurance Industry

Abstract

Sara Golru explores the Australian life insurance industry’s treatment of genetic information in the underwriting process. The Australian life insurance industry has struggled to keep up with scientific and international legal advancements, resulting in an increase in the potential for genetic discrimination. Therefore, Sara Golru provides a critical review of the current international legal frameworks governing the use of genetic information in life insurance, highlights contemporary policy concerns and, recognising the need for extensive reform, provides insightful recommendations.

Keywords: Life Insurance, Genetic Information, Genetic, Insurance