Sex, Language, and Financial Inclusion

42 Pages Posted: 22 Jan 2021

See all articles by Francis Osei-Tutu

Francis Osei-Tutu

Université de Strasbourg

Laurent Weill

University of Strasbourg - LaRGE Research Center (Laboratoire de Recherche en Gestion et Economie)

Date Written: April 1, 2020

Abstract

Reference to gender in language can lead individuals to draw distinctions between genders and reinforce traditional views of gender roles. To test our hypothesis that language gender-marking exerts an influence on the gender gap in financial inclusion, we draw on data for 117 countries in the World Bank’s Global Findex database and perform logit estimations at the individual level. We find the gender gap in the probability of owning a formal account, having access to a formal credit, as well as having savings in a formal financial institution is higher for countries with gendered languages than for countries with genderless languages. These findings are confirmed in robustness checks that control for alternative measures of culture and estimations at the country level.

JEL Classification: G21, Z13

Suggested Citation

Osei-Tutu, Francis and Weill, Laurent, Sex, Language, and Financial Inclusion (April 1, 2020). BOFIT Discussion Paper No. 9/2020, Available at SSRN: https://ssrn.com/abstract=3764764

Francis Osei-Tutu (Contact Author)

Université de Strasbourg ( email )

47 avenue de la Forêt Noire
67082 Strasbourg Cedex
Strasbourg
France

Laurent Weill

University of Strasbourg - LaRGE Research Center (Laboratoire de Recherche en Gestion et Economie) ( email )

61 Avenue de la Forêt Noire
F-67085 Strasbourg Cedex
France

Do you have a job opening that you would like to promote on SSRN?

Paper statistics

Downloads
19
Abstract Views
121
PlumX Metrics