Comparative Study of Effects of Self Help Groups on Women Empowerment- A Case Study of JEEViKA

Jindal Journal of Public Policy , Volume 6 , Issue 1

26 Pages Posted: 4 Mar 2021 Last revised: 29 Jun 2022

See all articles by Naveen Kumar

Naveen Kumar

Department of Economics Delhi school of economics

Atul Kumar

affiliation not provided to SSRN

Date Written: March 3, 2021

Abstract

Self-help groups (SHGs) were originally formed to provide savings
and loans, but their function has evolved to include strengthening
governance and tackling social concerns such as gender and caste
discrimination. Low-cost credit to the poor through SHGs has
been hailed as a significant poverty reduction tool in developing
nations, although there is no evidence of its effectiveness. This
paper, using primary survey data, compares the changes in different
socio-economic factors of SHG women and non-SHG women.
Three main dimensions have been assessed in this paper i.e. loan
size, savings pattern, and women empowerment. We found that
SHG women have higher scores in the average women
empowerment index than women with no exposure to SHGs.
SHG women on average use more loans for business purposes
than non-SHG women.

Keywords: Self Help Groups; Women Empowerment; Financial Inclusion

JEL Classification: O12, O16, R51

Suggested Citation

Kumar, Naveen and Kumar, Atul, Comparative Study of Effects of Self Help Groups on Women Empowerment- A Case Study of JEEViKA (March 3, 2021). Jindal Journal of Public Policy , Volume 6 , Issue 1, Available at SSRN: https://ssrn.com/abstract=3797014 or http://dx.doi.org/10.2139/ssrn.3797014

Naveen Kumar (Contact Author)

Department of Economics Delhi school of economics ( email )

Delhi-110007
India
07903789521 (Phone)

Atul Kumar

affiliation not provided to SSRN

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