Road Safety for Fleets of Vehicles

38 Pages Posted: 26 Mar 2021

See all articles by Georges Dionne

Georges Dionne

HEC Montreal - Department of Finance

Denise Desjardins

University of Montreal - Center for Research on Transportation

Jean-François Angers

University of Montreal - Center for Research on Transportation

Date Written: March 24, 2021

Abstract

Road safety for fleets of vehicles has been neglected in the insurance literature, mainly because appropriate data is not available. This paper makes a threefold contribution: 1) Produce statistics on current fleets’ road safety offences using a panel of 20 years of data on truck fleets; 2) relate these offences to fleets’ accidents; and 3) identify and classify the riskiest fleets for insurance ratemaking based on past experience in managing road safety. Our results show a substantial heterogeneity between fleets in terms of road safety.

Keywords: Road safety, truck fleets, professional drivers, road safety infractions, road safety policy, zero-inflated model, negative binomial model.

JEL Classification: D81, G22

Suggested Citation

Dionne, Georges and Desjardins, Denise and Angers, Jean-François, Road Safety for Fleets of Vehicles (March 24, 2021). Available at SSRN: https://ssrn.com/abstract=3811887 or http://dx.doi.org/10.2139/ssrn.3811887

Georges Dionne (Contact Author)

HEC Montreal - Department of Finance ( email )

3000 Chemin de la Cote-Sainte-Catherine
Montreal, Quebec H3T 2A7
Canada
514-340-6596 (Phone)
514-340-5019 (Fax)

HOME PAGE: http://www.hec.ca/gestiondesrisques/

Denise Desjardins

University of Montreal - Center for Research on Transportation ( email )

C.P. 6128, Succ. Centre-Ville
Montreal, Quebec H3C 3J7
Canada

Jean-François Angers

University of Montreal - Center for Research on Transportation ( email )

C.P. 6128, Succ. Centre-Ville
Montreal, Quebec H3C 3J7
Canada

Do you have a job opening that you would like to promote on SSRN?

Paper statistics

Downloads
19
Abstract Views
264
PlumX Metrics