Financing Loan Growth at Banks
Posted: 8 Mar 2003 Last revised: 27 Aug 2014
Date Written: December 2002
Abstract
We analyze investment and financing decisions for a broad sample of affiliated and independent banks during the 1994-1998 period. Our results indicate that growth in lending at affiliated banks is supported by net equity financing flows from parent holding companies. We also provide evidence that loan growth at affiliated banks, relative to independent banks, is less constrained by capital availability. Both findings appear relevant to understanding the diminishing role of independent banks in aggregate lending.
Keywords: Banks, loans, financing, internal capital market
Suggested Citation: Suggested Citation
Shrieves, Ronald E. and Dahl, Drew and Spivey, Mike, Financing Loan Growth at Banks (December 2002). Journal of Financial Services Research, Volume 22, Issue 3, December 2002, Available at SSRN: https://ssrn.com/abstract=382965
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