Critical Illness in India

19 Pages Posted: 22 Jul 2021

See all articles by Sonjai Kumar

Sonjai Kumar

Fortune Institute of International Business

Date Written: July 19, 2021


This paper gives the first cut-rate of Indian incidence of critical illness of cardiovascular,
Strokes and Cancer diseases. This paper also compares the critical illness rates currently
used in India, CIBT 93 with the rates calculated in this paper. The paper concludes that CIBT
93 should be modified before using in the Indian conditions.

Keywords: Critical Illness, Insurance, Mortality, Mortality Risk, Actuarial

JEL Classification: G10, G20. G21, G22, G23, G24, G25, G26, G27, G28, G29

Suggested Citation

Kumar, Sonjai, Critical Illness in India (July 19, 2021). Available at SSRN: or

Sonjai Kumar (Contact Author)

Fortune Institute of International Business ( email )

Plot no 5, Vasant Gaon
Rao Tula Ram Marg
New Delhi, DE 110031
9810389622 (Phone)

Do you have a job opening that you would like to promote on SSRN?

Paper statistics

Abstract Views
PlumX Metrics