Open Banking as a Catalyst for Industry Transformation: Lessons learned from Implementing PSD2 in Europe

14 Pages Posted: 15 Dec 2021 Last revised: 25 Jan 2022

See all articles by Pinar Ozcan

Pinar Ozcan

Said Business School, University of Oxford

Markos Zachariadis

Alliance Manchester Business School, University of Manchester

Date Written: September 1, 2021

Abstract

This study, which follows from our initial assessment of the API economy in banking (Zachariadis and Ozcan, 2017), explores the changes that incumbents and new entrants experienced in the banking sector following the announcement and implementation of open banking and PSD2 in the UK and EU.

Keywords: Open Banking, PSD2

Suggested Citation

Ozcan, Pinar and Zachariadis, Markos, Open Banking as a Catalyst for Industry Transformation: Lessons learned from Implementing PSD2 in Europe (September 1, 2021). SWIFT Institute Working Paper No. 2017-006, Available at SSRN: https://ssrn.com/abstract=3984857 or http://dx.doi.org/10.2139/ssrn.3984857

Pinar Ozcan (Contact Author)

Said Business School, University of Oxford

Park End Street
Oxford, OX1 1HP
Great Britain

Markos Zachariadis

Alliance Manchester Business School, University of Manchester ( email )

Booth Street West
Manchester, M15 6PB
United Kingdom
M15 6PB (Fax)

Do you have a job opening that you would like to promote on SSRN?

Paper statistics

Downloads
209
Abstract Views
652
rank
201,120
PlumX Metrics