Open Banking as a Catalyst for Industry Transformation: Lessons learned from Implementing PSD2 in Europe
14 Pages Posted: 15 Dec 2021 Last revised: 25 Jan 2022
Date Written: September 1, 2021
This study, which follows from our initial assessment of the API economy in banking (Zachariadis and Ozcan, 2017), explores the changes that incumbents and new entrants experienced in the banking sector following the announcement and implementation of open banking and PSD2 in the UK and EU.
Keywords: Open Banking, PSD2
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