Drivers of Bank Supply of Business Loans

Posted: 24 Feb 2022

See all articles by Andrew Castro

Andrew Castro

Board of Governors of the Federal Reserve System

David Glancy

Board of Governors of the Federal Reserve System

Anamaria Felicia Ionescu

Board of Governors of the Federal Reserve System

Date Written: February 1, 2022

Abstract

Numerous studies show that tightening loan supply may significantly affect credit outcomes, including declines in total lending capacity and changes in loan terms (see for example, Bassett et al. (2014), Castro et al. (2022), Lown and Morgan (2006)). Moreover, research has linked these supply-driven declines in credit to negative effects on economic outcomes, including employment or output (see Alfaro et al. (2021) or Herheknhoff (2019)).

Suggested Citation

Castro, Andrew and Glancy, David and Ionescu, Anamaria Felicia, Drivers of Bank Supply of Business Loans (February 1, 2022). FEDS Notes No. 2022-02-22, Available at SSRN: https://ssrn.com/abstract=4042475 or http://dx.doi.org/10.17016/2380-7172.3059

Andrew Castro (Contact Author)

Board of Governors of the Federal Reserve System

20th Street and Constitution Avenue NW
Washington, DC 20551
United States

David Glancy

Board of Governors of the Federal Reserve System ( email )

20th Street and Constitution Avenue NW
Washington, DC 20551
United States

HOME PAGE: http://sites.google.com/view/davidglancy

Anamaria Felicia Ionescu

Board of Governors of the Federal Reserve System ( email )

20th Street and Constitution Avenue NW
Washington, DC 20551
United States

Do you have a job opening that you would like to promote on SSRN?

Paper statistics

Abstract Views
33
PlumX Metrics