Just the Two of Us, We Can(’t) Make It if We Try: Owner-CEO Gender and Discouragement

9 Pages Posted: 7 Mar 2022 Last revised: 24 May 2022

See all articles by Jeremie Bertrand

Jeremie Bertrand

Catholic University of Lille - IÉSEG School of Management, Lille Campus; CNRS - Lille Economics & Managment - UMR 9221

Aurore Burietz

Catholic University of Lille - IÉSEG School of Management, Lille Campus; LEM CNRS 9221

Caroline Perrin

University of Strasbourg - EM Strasbourg Business School

Abstract

Literature points out that women are more discouraged compared to their male counterparts to apply for a loan. However, little is known about the influence exerted by a feminine business environment for women-led firms. Using a dataset of 8,966 firms from 96 countries, we find that discouragement prevails among female-led firms with a higher share of female owners. These results challenge the international trend to promote gender diversity.

Keywords: gender, Access to credit, borrower discouragement, ownership

Suggested Citation

Bertrand, Jeremie and Burietz, Aurore and Perrin, Caroline, Just the Two of Us, We Can(’t) Make It if We Try: Owner-CEO Gender and Discouragement. Available at SSRN: https://ssrn.com/abstract=4051424 or http://dx.doi.org/10.2139/ssrn.4051424

Jeremie Bertrand (Contact Author)

Catholic University of Lille - IÉSEG School of Management, Lille Campus ( email )

3 rue de la Digue
Lille, 59000
France

CNRS - Lille Economics & Managment - UMR 9221 ( email )

Lille
France

Aurore Burietz

Catholic University of Lille - IÉSEG School of Management, Lille Campus ( email )

3 rue de la Digue
Lille, 59000
France

LEM CNRS 9221 ( email )

Caroline Perrin

University of Strasbourg - EM Strasbourg Business School ( email )

PEGE
61 avenue de la Forêt Noire
Strasbourg, 67000
France

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