The SME Access to Digital Finance Study

136 Pages Posted: 23 Sep 2022

See all articles by Felipe Ferri de Camargo Paes

Felipe Ferri de Camargo Paes

Cambridge Centre for Alternative Finance, Cambridge Judge and Business School, University of Cambridge

Tania Ziegler

University of Cambridge - Cambridge Centre for Alternative Finance

Cecilia López Closs

University of Cambridge - Cambridge Centre for Alternative Finance

Date Written: August 30, 2022

Abstract

This edition of ‘The SME Access to Finance: A Deep Dive into LATAM’s Fintech Ecosystem’ provides insights into micro, small and medium enterprises’ (MSMEs’) access to funding through the alternative finance industry in Latin America (LATAM). The study looks at key factors influencing MSMEs’ access to finance, such as business owner demographics and company structure, relationships with traditional finance, previous and current funding experiences with a financial technology (fintech) firm, and post-funding outcome.

Keywords: fintech, finance gap, latin america, financial inclusion

JEL Classification: g10, g18

Suggested Citation

Ferri de Camargo Paes, Felipe and Ziegler, Tania and Closs, Cecilia López, The SME Access to Digital Finance Study (August 30, 2022). Available at SSRN: https://ssrn.com/abstract=4206309 or http://dx.doi.org/10.2139/ssrn.4206309

Felipe Ferri de Camargo Paes (Contact Author)

Cambridge Centre for Alternative Finance, Cambridge Judge and Business School, University of Cambridge ( email )

Cambridge
United Kingdom

Tania Ziegler

University of Cambridge - Cambridge Centre for Alternative Finance ( email )

10 Trumpington Street
Cambridge, CB21QA
United Kingdom

Cecilia López Closs

University of Cambridge - Cambridge Centre for Alternative Finance

10 Trumpington Street
Cambridge, CB21QA
United Kingdom

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