Household Registration System, Identity And Risk Management. Analysis Based on CHFS Data

32 Pages Posted:

See all articles by Xiaoyu Chen

Xiaoyu Chen

PBCSF, Tsinghua University

Xinyi Lv

School of Economics,Peking University

Date Written: November 22, 2022

Abstract

Breaking the urban-rural dichotomy and achieving integrated urban-rural development is an important issue. This paper takes the reform of the household registration system as a shock to explore the impact of the unified household registration system on individual risk-taking behavior from the household registration system as a shock to explore the impact of the unified household registration system on individual risk-taking behavior from This paper finds that the unified household registration system breaks the identity separation between urban and rural This paper finds that the unified household registration system breaks the identity separation between urban and rural areas, which releases the prudent risk attitude caused by "identity uncertainty" and makes individuals engage in more positive risk-taking behavior. Further, the higher degree of risk preference and more systematic acquisition of financial knowledge brought about by the unified hukou status are possible channels that influence the level of risk-taking.

Keywords: Household Registration System; Identity; Risk Management

JEL Classification: G11, J18, P35

Suggested Citation

Chen, Xiaoyu and Lv, Xinyi, Household Registration System, Identity And Risk Management. Analysis Based on CHFS Data (November 22, 2022). Available at SSRN: https://ssrn.com/abstract=

Xiaoyu Chen (Contact Author)

PBCSF, Tsinghua University ( email )

Haidian district, PBC school of finance
Tsinghua University
Beijing

Xinyi Lv

School of Economics,Peking University ( email )

No. 38 Xueyuan Road
Haidian District
Beijing, Beijing 100871
China

Do you have a job opening that you would like to promote on SSRN?

Paper statistics

Downloads
1
Abstract Views
6
PlumX Metrics