401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2002

41 Pages Posted: 6 Oct 2003

See all articles by Sarah Holden

Sarah Holden

Investment Company Institute

Jack VanDerhei

Employee Benefit Research Institute (EBRI)

Abstract

This paper examines asset allocation, account balance, and loan activity of a large representative group of 401(k) plan participants as of year-end 2002 using data gathered by the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI) in their collaborative effort known as the EBRI/ICI Participant-Directed Retirement Plan Data Collection Project. The EBRI/ICI 401(k) database is the most comprehensive source of 401(k) plan participant-level data available to date, containing 15.5 million active 401(k) plan participants in 46,310 plans with $618.6 billion in assets as of year-end 2002.

Keywords: 401(k) plans, Asset allocation, Employment-based benefits, Pension plan assets, Pension plan loans, Retirement plans, Self-directed investments

JEL Classification: D31, G11, J26

Suggested Citation

Holden, Sarah and VanDerhei, Jack, 401(K) Plan Asset Allocation, Account Balances, and Loan Activity in 2002. EBRI Issue Brief, No. 261, September 2003. Available at SSRN: https://ssrn.com/abstract=454220

Sarah Holden

Investment Company Institute ( email )

1401 H Street, NW
Research Department
Washington, DC 20005
United States
(202) 326-5915 (Phone)

Jack VanDerhei (Contact Author)

Employee Benefit Research Institute (EBRI) ( email )

1100 13th Street, NW
Suite 878
Washington, DC 20005-4204
United States

HOME PAGE: http://www.ebri.org

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