Impact of the student-debt pause on the ability of households to make emergency payments

11 Pages Posted: 30 Sep 2023

Date Written: September 27, 2023

Abstract

Survey data from 2019 and 2022 reveal student debt creates financial stress for households at all levels of educational attainment. The covid-era pause in student debt payments increased the proportion of households able to make emergency payments.

Keywords: student debt, emergency fund

JEL Classification: G00

Suggested Citation

Bernstein, David P., Impact of the student-debt pause on the ability of households to make emergency payments (September 27, 2023). Available at SSRN: https://ssrn.com/abstract=4586003 or http://dx.doi.org/10.2139/ssrn.4586003

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