How to Measure Access to Cash? Methodology and Evidence from France

37 Pages Posted: 12 Apr 2024

See all articles by David Bounie

David Bounie

Télécom Paris

Abel François

University of Lille

Davi Marim

University Paris Dauphine

Ivan Shchapov

Institut Polytechnique de Paris, CREST

Date Written: March 18, 2024

Abstract

We present a methodology to measure access to cash using granular geo-spatial data. Inspired by the existing measures used in other fields, we propose a distance-weighted index of access that accounts for the volume of cash access points in a given area. We apply this methodology to French data at a municipality level and describe the properties of the index. Finally, we offer avenues for further research by elaborating on the municipalities' characteristics that exhibit correlation with the access index.

Keywords: Access to cash, spatial measure, Financial inclusion

JEL Classification: E42, R11, C21, G21, O18

Suggested Citation

Bounie, David and François, Abel and Marim, Davi and Shchapov, Ivan, How to Measure Access to Cash? Methodology and Evidence from France (March 18, 2024). Available at SSRN: https://ssrn.com/abstract=4763615 or http://dx.doi.org/10.2139/ssrn.4763615

David Bounie (Contact Author)

Télécom Paris ( email )

19 Place Marguerite Perey
Palaiseau, 91120
France

Abel François

University of Lille ( email )

Cité Scientifique
Villeneuve-d'Ascq, 59650
France

Davi Marim

University Paris Dauphine ( email )

Place du Maréchal de Lattre de Tassigny - 75775 PA
Paris, 75775
France

Ivan Shchapov

Institut Polytechnique de Paris, CREST ( email )

19 Place Marguerite Perey
Palaiseau, 91120
France

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