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Global E-Readiness - for What? Readiness for E-Banking (Jitd)

36 Pages Posted: 26 Apr 2004  

Vincent Maugis

Massachusetts Institute of Technology (MIT) - Department of Political Science

Nazli Choucri

Massachusetts Institute of Technology (MIT) - Department of Political Science

Stuart Madnick

Massachusetts Institute of Technology (MIT) - Sloan School of Management

Michael Siegel

Massachusetts Institute of Technology (MIT) - Sloan School of Management

Sharon E. Gillett

Massachusetts Institute of Technology (MIT)

Farnaz Haghseta

Massachusetts Institute of Technology (MIT)

Hongwei (Harry) Zhu

University of Massachusetts Lowell; Massachusetts Institute of Technology (MIT); Old Dominion University

Mike Best

Massachusetts Institute of Technology (MIT) - Center for Technology, Policy, and Industrial Development (CTPID)

Date Written: April 2004

Abstract

With the rapid diffusion of the Internet worldwide, there has been considerable interest in the e-potentials of developing countries giving rise to a 1st generation of e-Readiness studies. Moreover, e-Readiness means different things to different people, in different contexts, and for different purposes. Despite strong merits, this first generation of e-Readiness studies assumed a fixed, one-size-fits-all set of requirements, regardless of the characteristics of individual countries, the investment context, or the demands of specific applications. This feature obscures critical information for investors or policy analysts seeking to reduce uncertainties and/or make more educated decisions. But there is very little known about e-Readiness for e-Banking. In particular, based on lessons learnt to date and their implications for emerging realities of the 21st century, we designed and executed a research project with theoretical as well as practical dimensions to answer the question of e-Readiness for What, focusing specifically on e-Banking, based on the very assumption that one size can seldom, if ever, fit all. We propose and develop a conceptual framework for the "next generation" ereadiness - focusing on different e-Business applications in different economic contexts with potentially different pathways - as well as a data model - to explore e-Readiness for e-Banking in ten countries.

Keywords: e-readiness assessment, value-creation opportunities, e-Banking, banking, pathways, profiles, leapfrogging

Suggested Citation

Maugis, Vincent and Choucri, Nazli and Madnick, Stuart and Siegel, Michael and Gillett, Sharon E. and Haghseta, Farnaz and Zhu, Hongwei (Harry) and Best, Mike, Global E-Readiness - for What? Readiness for E-Banking (Jitd) (April 2004). MIT Sloan Working Paper 4487-04; CISL Working Paper No. 2004-04. Available at SSRN: https://ssrn.com/abstract=535762 or http://dx.doi.org/10.2139/ssrn.535762

Vincent Maugis

Massachusetts Institute of Technology (MIT) - Department of Political Science ( email )

77 Massachusetts Avenue
Cambridge, MA 02139
United States

Nazli Choucri

Massachusetts Institute of Technology (MIT) - Department of Political Science ( email )

77 Massachusetts Avenue
Cambridge, MA 02139
United States

Stuart E. Madnick (Contact Author)

Massachusetts Institute of Technology (MIT) - Sloan School of Management ( email )

E53-321
Cambridge, MA 02142
United States
617-253-6671 (Phone)
617-253-3321 (Fax)

Michael Siegel

Massachusetts Institute of Technology (MIT) - Sloan School of Management ( email )

E53-323
Cambridge, MA 02142
United States
617-253-2937 (Phone)
617-258-7579 (Fax)

Sharon Eisner Gillett

Massachusetts Institute of Technology (MIT) ( email )

eBusiness
Cambridge, MA 02142
United States
617-253-2373 (Phone)

Farnaz Haghseta

Massachusetts Institute of Technology (MIT) ( email )

Cambridge, MA 02139
United States

Hongwei Zhu

Old Dominion University ( email )

Norfolk, VA 23529
United States
757-683-5175 (Phone)

HOME PAGE: http://www.odu.edu/~hzhu

University of Massachusetts Lowell ( email )

One University Avenue
Lowell, MA 01854
United States

Massachusetts Institute of Technology (MIT) ( email )

Cambridge, MA 02139
United States

HOME PAGE: http://web.mit.edu/~mrzhu

Mike Best

Massachusetts Institute of Technology (MIT) - Center for Technology, Policy, and Industrial Development (CTPID) ( email )

77 Massachusetts Avenue
Cambridge, MA 02139-4307
United States

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