Insights from a Global Survey on Bank Capital

Posted: 14 Jun 2004

See all articles by Benton E. Gup

Benton E. Gup

University of Alabama - Culverhouse College of Commerce & Business Administration

Date Written: April 2004

Abstract

The 1988 Basel Capital Accord (Basel I) was a major step forward on the road toward the harmonization of bank capital regulations. Basel II, however, appears to be a bump in the road toward harmonization. This article presents the results of a global survey to 1) determine the extent to which countries comply with the 1988 Basel I, and 2) if they are going to comply with Basel II when it is implemented at year-end 2006. The survey did not include members of the Basel Committee on Banking Supervision or members of the European Union that are required to comply with Basel II. A total 66 of the countries from around the world responded to the survey. All meet or exceed the 8% capital requirement of Basel I. Half of the respondents will apply Basel II and most of the remainder are contemplating it.

Keywords: Banking, Bank capital, Basel Capital Accord, International banking

JEL Classification: G21, G28, F30

Suggested Citation

Gup, Benton E., Insights from a Global Survey on Bank Capital (April 2004). Available at SSRN: https://ssrn.com/abstract=555995

Benton E. Gup (Contact Author)

University of Alabama - Culverhouse College of Commerce & Business Administration ( email )

Culverhouse College of Business
Tuscaloosa, AL 35487-0223
United States

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