The Evolution of U.S. Bank Branch Networks: Growth, Consolidation, and Strategy

7 Pages Posted: 25 Aug 2004

See all articles by Beverly Hirtle

Beverly Hirtle

Federal Reserve Bank of New York - Banking Studies Department

Christopher Metli

Federal Reserve Bank of New York

Abstract

Bank branches have become steadily more concentrated within large and midsized branch networks over the past decade. A look at branching trends between 2001 and 2003 reveals that banks with large networks grew slowly and strategically during this period as they adjusted their branch holdings within existing markets, while institutions with midsized branch networks expanded more aggressively.

Keywords: Bank branches, branching, branch network

JEL Classification: G21, G28

Suggested Citation

Hirtle, Beverly and Metli, Christopher, The Evolution of U.S. Bank Branch Networks: Growth, Consolidation, and Strategy. Available at SSRN: https://ssrn.com/abstract=574581

Beverly Hirtle (Contact Author)

Federal Reserve Bank of New York - Banking Studies Department ( email )

33 Liberty Street
New York, NY 10045
United States
212-720-7544 (Phone)
212-720-8363 (Fax)

Christopher Metli

Federal Reserve Bank of New York ( email )

33 Liberty Street
New York, NY 10045
United States

Here is the Coronavirus
related research on SSRN

Paper statistics

Downloads
599
Abstract Views
3,207
rank
50,413
PlumX Metrics