Preference for National Health Service Use and the Demand for Private Health Insurance in Spain

Posted: 27 Oct 2004

See all articles by Joan Costa-Font

Joan Costa-Font

London School of Economics & Political Science (LSE)

Montserrat Font-Vilalta

University of Barcelona

Abstract

In National Health Systems ("NHS") the funding and provision of health care co-exists with a developing market for private (supplementary) health insurance. In this setting, interactions between the public and private sector are important and likely to influence the demand for private health insurance ("PHI"). This paper empirically examines the interactions between PHI and NHS use using a representative survey for Catalonia (Spain). Our findings show that PHI stands as a financial tool for accessing private health care in Spain. Use of NHS care and the demand for private health insurance are simultaneously determined. The individual take-up of PHI results from a lower use of primary and specialized NHS care. Furthermore, preferences for the NHS care are influenced by captivity towards the NHS care.

Suggested Citation

Costa-Font, Joan and Font-Vilalta, Montserrat, Preference for National Health Service Use and the Demand for Private Health Insurance in Spain. Geneva Papers on Risk and Insurance: Issues and Practice, Vol. 29, No. 4, pp. 705-718, October 2004. Available at SSRN: https://ssrn.com/abstract=605157

Joan Costa-Font (Contact Author)

London School of Economics & Political Science (LSE) ( email )

Houghton Street
London, WC2A 2AE
United Kingdom

HOME PAGE: http://https://joancostaifont.org/

Montserrat Font-Vilalta

University of Barcelona ( email )

Gran Via de les Corts Catalanes, 585
Barcelona, 08007
Spain

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