The Performance of Indian Banks During Financial Liberalization

33 Pages Posted: 30 Jan 2006  

Petya Koeva Brooks

International Monetary Fund (IMF) - Research Department

Date Written: July 2003

Abstract

This paper provides new empirical evidence on the impact of financial liberalization on the performance of Indian commercial banks. The analysis focuses on examining the behavior and determinants of bank intermediation costs and profitability during the liberalization period. The empirical results suggest that ownership type has a significant effect on some performance indicators and that the observed increase in competition during financial liberalization has been associated with lower intermediation costs and profitability of the Indian banks.

Keywords: financial liberalization, banking sector

JEL Classification: G21

Suggested Citation

Koeva, Petya, The Performance of Indian Banks During Financial Liberalization (July 2003). IMF Working Paper, Vol. , pp. 1-33, 2003. Available at SSRN: https://ssrn.com/abstract=879226

Petya Koeva (Contact Author)

International Monetary Fund (IMF) - Research Department ( email )

700 19th Street NW
Washington, DC 20431
United States

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