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The Sub Rosa Subchapter: Individual Debtors in Chapter 11 after BAPCPA

30 Pages Posted: 31 Mar 2006 Last revised: 19 Mar 2008


In reforming the bankruptcy laws in 2005, Congress added several provisions to the Bankruptcy Code regarding the use of chapter 11 by individuals. These changes radically alter the basic chapter 11 rules with respect to individuals; among the most significant change is that postfiling service income, previously allocated to the individual debtor alone (and not available to pay prefiling creditor claims), was made property of the estate available to pay prefiling creditor claims. This article surveys the changes made and their possible impact, and suggests that they are sufficiently radical to have warranted a separate subchapter of chapter 11.

Keywords: bankrutpcy, BAPCPA, individual reorganization

JEL Classification: G33, K19, K29, K30

Suggested Citation

Markell, Bruce Alan, The Sub Rosa Subchapter: Individual Debtors in Chapter 11 after BAPCPA. University of Illinois Law Review, Vol. 2007, p. 67; UNLV William S. Boyd School of Law Legal Studies Research Paper No. 08-03. Available at SSRN:

Bruce Alan Markell (Contact Author)

Northwestern University School of Law ( email )

375 East Chicago Ave
Chicago, IL 60611
United States
312.503.4060 (Phone)


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