Caste Embeddedness and Microfinance: Savings and Credit Cooperatives in Andhra Pradesh, India

47 Pages Posted: 17 Oct 2006

See all articles by Guy Stuart

Guy Stuart

Harvard University - Harvard Kennedy School (HKS)

Date Written: September 2006

Abstract

This paper examines how the introduction of a new set of institutional practices through the creation of new organizations bump up against, but also build on, the existing social structure and practices of the setting in which they are introduced. In this case, the new practices were cooperative governance and financial accounting practices introduced through the medium of cooperative organizations into villages in Andhra Pradesh, by the Cooperative Development Foundation (CDF) during the 1990s. The paper demonstrates how the CDF both built on and challenged the existing social structure of the villages in which their cooperatives developed. In particular, the paper shows that the new institutional rules the cooperatives implemented interacted with the existing caste and gender structure in a variety of ways that included direct conflict, mutual support, and indifference.

Keywords: International Development, Nonprofit Sector, Public Management

Suggested Citation

Stuart, Guy, Caste Embeddedness and Microfinance: Savings and Credit Cooperatives in Andhra Pradesh, India (September 2006). KSG Working Paper No. RWP06-037. Available at SSRN: https://ssrn.com/abstract=902388 or http://dx.doi.org/10.2139/ssrn.902388

Guy Stuart (Contact Author)

Harvard University - Harvard Kennedy School (HKS) ( email )

79 John F. Kennedy Street
Cambridge, MA 02138
United States
617-496-0100 (Phone)
617-496-6104 (Fax)

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